The deadline for payment of the first installment of the 13th salary ends this Wednesday (30). At this stage, Brazilians receive 50% of the income without discounts, that is, half of the gross amount, which is proportional to the number of months worked.
Research by the National Confederation of Shopkeepers (CNDL) shows that 35.7% of people who will receive the benefit intend to use the money for Christmas shopping, an index higher than 2021, when it was 33.1%.
The proportion of respondents who should save, save and invest fell from 34.2% last year to 28.7% in 2022.
Still according to the survey, 21.9% want to spend on Christmas and New Year celebrations; 21.1% must buy products they want; and 16.6% will settle overdue debts.
In addition, 15.3% must allocate resources for day-to-day purchases, such as household groceries; 14.9% must pay basic bills, such as energy and water; 13.2% will pay taxes and fees from early 2023; 12.5% will anticipate the payment of bills that are still due; and 9.2% want to travel.
Despite the priority given by Brazilians to purchases, the president of the CNDL, José César da Costa, points out that consumers need to be aware of their needs.
“It is important for the worker to be aware of expenses and prioritize the payment of debts. The country is going through a period of high delinquency and the entry of the 13th salary is the opportunity to catch up on bills and close the year with an organized budget ”, he points out.
The survey by the National Confederation of Store Managers heard consumers from 27 Brazilian capitals, with 53.2% going to receive the 13th salary, with a preponderance of members from classes A and B and people over 55 years old.
Among men, the index reaches 57.9%, among women, 48.9%. In terms of age, 44.9% of people aged between 18 and 34 said they would receive the benefit; in addition to 52.1% of people between 35 and 54 years old; and 69.1% of those aged 55 or over.
The 13th salary will be paid to 63.9% of those in classes A and B and 49.5% of members in classes C, D and E.
The survey also shows that 54.9% of respondents intend to do ‘odd jobs’ to increase their income and be able to buy more Christmas gifts or better items, especially those that make up classes C, D and E and young people.
The president of the CNDL argues that this is the time to plan the extra expenses for 2023. “The beginning of the year is always the time to pay taxes and fees, such as enrollment, and also to buy school supplies, for example. An extra reserve must be organized so as not to be caught by surprise and start the year already in debt, ”he points out.
Source: CNN Brasil