The Italian real estate market recorded a increase in sales of residential properties 34% compared to 2020: this is what emerges from a Press release recently disclosed by the Revenue Agency. With average stable or slightly rising prices and clear differences between city and city, 8 out of 10 negotiations would have been accompanied by mortgage applications certainly favored by low rates and state subsidies dedicated to under 36s: according to ainvestigation of Facile.it and Mutui.it, in fact, one third of the requests – 32% – carried out in the first months of 2022 would have been made by young people under the age of 35.
Those who are in the process of buying a house would look for homes with fairly specific characteristics such as multifunctional environments And green spacesin fact: “The pandemic has revolutionized the lives of all of us, leading many people to spend several hours at home, transforming the house into a multifaceted environment: a place of Relax, gym and, if necessary, office and even better if with a green space like terrace or garden available, “he explains Monica Regazzi, To of Homepal, on the common needs of young people who buy a house and continues “Generation Z and Millennials do not seem willing to go back to the office”as it once was“. For this reason, the home will have to continue to perform this function even post-emergency and, even when costs do not allow it, the tendency is to favor smart furnishings: like the folding desks, to name one ».
And there would be many mistakes made during the purchase phase, for this reason a fundamental advice for those who are facing this important step is certainly that of rely on experts: “It is good to rely on serious figures who know the real estate market in depth and who can act as real consultants and partners in the purchase process: who is a professional or a ‘agencyit becomes essential to be informed about legal regulations, notarial aspects, building – urban planning, land registry, titles of origin, leases and residential and commercial sales to save on the sale “ Regazzi affirms on the subject and continues “The owner of an asset cannot always sell the property when and how he wants and, in the same way, not all subjects can freely become buyers of an asset: in fact, it may happen that there are constraints or limits that allow the sale or purchase only after having completed a series of formalities. When buying and selling a property, first the agency and then, especially the notary, can support buyers to avoid possible pitfalls and ensure full ownership, ownership and availability in the hands of those who surrender “
In this regard, fully digitized real estate agencies can provide support such as Homepal, for example, which develops the entire procedure in digital format: leveraging technology and big data, offers customers various solutions to manage the purchase or sale phases of a property with considerable savings compared to ordinary proposals. It is always Monica Regazzi who explains to us: «The operators of the proptechin fact, they allow customers to save time and money. Owners pay no commission even if there are possible fixed costs for purchasing extra visibility services or premium sales assistance. On the other hand, once the transaction has been completed and successful, buyers will be asked to pay one 2% commission calculated on the value of the property: traditional agencies, on the other hand, require a commission of 3-4% ».
Are you buying or selling a house? In the gallery you will find 8 useful tips to better manage the sale and not run into unpleasant errors or inconveniences.
Robbie Williams (finally) has found a home
How to create a romantic garden in the shabby Provencal style
Home office, furniture tips to manage small spaces
-
Photo by Vecislavas Popa from Pexels1/8
To buy a house: stop the emotions
If you are looking for a house, the absolute advice is to proceed with the purchase when you find the house that is closest to your requirements, without being overwhelmed by emotionality.
-
Photo by Cytonn Photography from Pexels2/8
To buy a house: don’t wait too long
If you are looking for properties worth less than 200 thousand euros, remember that there may be price tensionssince the state guarantee for young people under 36 is leading to a new wave of purchasing on this target.
-
Photo by Andrea Piacquadio from Pexels3/8
To buy a house: the mortgage
Before buying, try to understand with the Bank the mortgage availability: thus avoid wasting time and concentrating only on the properties on which you are sure you have the necessary liquidity.
-
Photo by Nataliya Vaitkevich from Pexels4/8
To buy a house: pay attention to the costs
Remember that the additional costs – such as taxes, notary for the purchase, notary for the mortgage, cost of the real estate agency – weigh around the 4-5% of the property value: so you would do well to calculate them in advance.
-
Photo by Pixabay from Pexels5/8
To sell a house: it is the right time
If you want to sell a house to buy a new one or to have liquidity, we recommend that you take advantage of this moment quickly: prices are holding up or even rising in some cities and this could be an excellent opportunity for you.
-
Photo by mentatdgt from Pexels6/8
To sell a house: open up to negotiations
At this time, negotiations are being handled with discounts acceptable: 3-5% compared to the demand for the cities that have held up better on prices and up to 6-8% for the other cities. We advise you not to tense up and grant a small concession to those who buy rather than waiting for months to sell later.
-
Photo by Sam Jean from Pexels7/8
To sell a house: organize the documents
Rearrange your documents of the house you wish to sell. The main documents needed to sell are: APE, cadastral and mortgage certificate, plant certificates in accordance with the law, habitability / usability for buildings built after 1967, document of immovable origin: such as, for example, inheritance or other acquisition.
-
Photo by Huseyn Kamaladdin from Pexels8/8
To sell a house: pay attention to the photos
Take professional photos of the home. Once you have decided to sell the house, take picturesboth internal and external spaces, suitable to be uploaded on the sales site: in this way you can show your home in the best possible way.
Source: Vanity Fair