The Debt Negotiation and Financial Guidance Mutirão, organized by central bank (BC), ends this Tuesday (30).
It is aimed at individuals who are with debts with financial institutions. The action is a partnership with the Brazilian Federation of Banks (Febraban), the National Consumer Secretariat (Senacon) and the Federal Senate.
The types of debt included in the joint effort do not involve those that have assets as collateral for loans. Before negotiating overdue debt, it is necessary to register on the consumer.gov.br platform.
Once this is done, you can choose which financial institution you want to negotiate with and then report the case related to the debt.
The institution has up to ten days to analyze the request, subsequently presenting a negotiation proposal to the debtor.
According to the Central Bank, people who want to know what debt they currently have with financial institutions can access the page mutirao.febraban.org.br, where it is also possible to see if it is worth participating in the action and what portion of your budget that can be used for payments during trading.
Reference: CNN Brasil