Countdown for the 72 installments in the Funds

of Dimitris Katsaganis

Affected entrepreneurs have six more days to join the 72 installment arrangement.

Specifically, until February 28, the relevant electronic services of e-EFKA will be open in order for the interested parties to submit their relevant application.

Executives of the funds with which he came in contact with Capital.gr reported that – for the time being – no decision is expected to be taken to extend the deadline, although other sources do not completely rule out such a possibility, even for a week.

It is noted that the initial deadline for applications was January 31, 2022. However, as the online services for the applications of the affected employers had not yet been opened, it was extended for one month, ie until February 28, 2022.

It is reminded that those employers and freelancers who were characterized by the Ministry of Education as “affected” during the pandemic can join this regulation.

They can include in the arrangement of the 72 installments the insurance debts that were born from February 2020 until June 2021. These debts can be repaid either in up to 36 interest-free installments, or in 37-72 installments with an interest of 2.5 %.

Affected employers, self-employed and self-employed professionals who have been subject to a permanent debt settlement regime from 27/10/2020 to 12/11/2021, submit an exceptional request to the competent services of K.E.A.O. and through an electronic citizen service application on the e-Ε.Φ.Κ.Α website. in order for the relevant debts to be subject to the settlement of those affected by the pandemic.

The arrangement is lost in case no installment amount corresponding to 2 installments of the arrangement is paid.

It is noted that this arrangement is monitored independently, without being affected by the existence of current debts or the observance of other parallel arrangements of the same debtor. For this reason a special payment code was created, which is used exclusively to serve this arrangement. Loss of adjustment results in:

– the loss of the benefits of regulation.

– the conversion as required of the total balance of the debt and previous interest, additional fees and surcharges.

– the pursuit of debt collection by all means provided by applicable law.

For debtors who are subject to regulation in accordance with this law and comply with the terms of the regulation:

– The criminal prosecution against the debtor is suspended and the statute of limitations for the criminal offense is suspended.

– The execution of the imposed sentence is postponed or, if its execution has started, it is interrupted.

– The taking of compulsory collection measures is suspended.

– The continuation of the enforcement procedure on the real estate and movable property of the debtor is suspended. For seizures in the hands of third parties imposed up to the date of entry into the arrangement, the measure of seizure is lifted by the debtor being placed in the arrangement, upon request, and reimbursed amounts from seizures in the hands of third parties before the entry into this arrangement are taken into account. to cover current installments of the arrangement.

– The prescription of the debts, for which an application for inclusion in the regulation is submitted, is suspended and is not completed before 1 year has passed from the end of the regulation.

During the settlement and under the condition of observance of the terms of the specific settlement, a proof of insurance awareness of two months may be issued to the debtor.

Businesses are issued a certificate of insurance awareness for the collection of public works accounts.

Prerequisite is the non-existence of current or overdue debts for the specific project.

In case of debt, a certificate of insurance awareness is issued with a deduction of an amount equal to the amount of the debt.