Herman Gref does not see the prospects for a digital ruble

The Chairman of the Board of Sberbank German Gref at the financial congress of the Bank of Russia said that he did not see the advantages and prospects of a digital ruble – neither for people, nor for banks, nor for business.

The head of the largest Russian state bank said that the digital ruble is nothing more than an experiment. In countries where such digital currencies of central banks appeared, they “did not fly”, Gref expressed. According to him, there is not a single country with a developed financial and transactional system, where the digital currency would eventually play a noticeable role – not to mention the dominant. The State Banker also classifies Russia to such countries:

“I don’t understand why I, as an individual, need such an option as a bank too. And enterprises – why do you need it? I also don’t understand very well. ”

Gref believes that the massive transformation of the national economy with the help of a digital ruble will also not happen:

“We actually have all the finances long ago digital. All that can give a digital ruble, today we have a non -cash calculation. We have more than technological banks. ”

Now there are no opportunities for the appearance of a new product that cannot be made with the help of a regular, non -cash ruble. You can use a digital ruble on the blockchain only in cross -border calculations, but they need the interest of the second side, and the head of Sberbank made it clear.

Earlier, the Bank of Russia sent to the State Duma a proposal to amend the legislation and transfer the dates for the launch of a digital ruble from 2025 to 2026. On September 1, 2026, the largest banks will have to start offering to customers operations with the State Steabelcoin, the Central Bank insists.

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