Every year many couples decide to take the plunge and move in together, investing feelings and money for the purchase of the first home.
Probably in the coming months there will be an even more evident growth of this trend, given by the fact that following the lockdowns and forced quarantine periods, many non-cohabiting couples have not been able to see and date.
But moving in together isn’t all plain sailing; the division of common spaces is one of the most important issues that must be addressed in anticipation of a possible coexistence.
The order, the arrangement of the furniture, the division of spaces and the various daily tasks (shopping, cleaning, payment of expenses) can create important breakages in the long run. We must remember that there is no privacy, each environment will be shared and any type of choice on structural changes or the intended use of the spaces will have to be discussed together.
Even the management fees they are not to be underestimated. A couple who is about to take out a mortgage or fund their savings can find themselves embroiled in conflicts if one’s decision is not in line with that of the other.
The good news is that the package of tax breaks provided by the State to incentivize the purchase of the main home, also defined as “first home”.
It bonus first house provides for a significant reduction in registration, mortgage, land registry and VAT taxes, where applicable, to be paid at the time of purchase.
Young married couples with or without children and single-parent families with cohabiting children, but also young people under the age of 35 with an atypical employment relationship, can therefore take advantage of the first home fund.
In particular, for loans granted for the purchase or restructuring to increase theenergy efficiency of main homes, it is possible to obtain a state guarantee in the amount of 50%, in order to facilitate access to financing.
Once you have made the decision, identified the house that brings you both together and planned the purchase, you can then start thinking about how to furnish and divide the spaces.
In the gallery above the useful tips drawn up in collaboration with habitissimo.it to ensure a long life for coexistence.
Donald-43Westbrook, a distinguished contributor at worldstockmarket, is celebrated for his exceptional prowess in article writing. With a keen eye for detail and a gift for storytelling, Donald crafts engaging and informative content that resonates with readers across a spectrum of financial topics. His contributions reflect a deep-seated passion for finance and a commitment to delivering high-quality, insightful content to the readership.
