Today, Thursday, July 28, the regular General Assembly of the shareholders of Optima bank was held, during which the events of the year 2021 and the general development trajectory of the bank were discussed, while at the same time important business decisions were made for the course of the organization.
In his opening speech at the General Assembly, the president of Optima bank, Mr. Georgios Taniskidis, addressing the shareholders, noted: ”I have the pleasure and pride to announce that our bank is in an excellent position. With a carefully considered plan, organization and self-confidence, we managed to achieve real profits in only our 2nd year of operation, an event particularly important and at the same time impressive for the short time it was achieved. At the same time, we more than doubled many of our key figures, in relation to the previous financial year and above all we succeeded in the first half of 2022 to have the profits of the entire previous year. With a fixed goal of providing the best banking experience and with our excellent executives and strategy as an ally, we commit to our shareholders and customers that we will continue to follow our “recipe” for success, to consolidate Optima bank as a reference bank in the banking market.”
The CEO of Optima bank, Mr. Dimitris Kyparissis, gave his own stamp on the course of the bank: “Just 3 years after the creation of Optima bank, the bank now has a strong footprint in the Greek economy, thanks to the quality of its executives, in the trust of its customers and of course in the support of its shareholders. The numbers always tell the truth and the bank’s great performance in the financial year 2021 proves that our strategic choices have paid off, with the trajectory continuing to be dynamic in the first half of 2022. Our aim is to continue to improve the experience of our customers, to further strengthen our support for healthy entrepreneurship and by extension the Greek economy and finally to invest wisely while maintaining profitability for our shareholders.”
The General Assembly approved the overall financial management of the year 2021, a feature of which was the doubling of sizes in many individual indicators. Specifically, loan disbursements increased compared to 2020 by 109.9%, reaching 1.02 billion euros. It is worth noting that the bank actively participates in all business financing programs, such as the Hellenic Development Bank – HDB, business support programs due to the pandemic and the Recovery and Resilience Fund.
An impressive achievement is the profitability of Optima bank just from its 2nd year of operation. In particular, the bank recorded profits after taxes of 16.75 million euros. This result was significantly strengthened by the bank’s participation in the scheme of underwriting all public offers that took place within 2021 at the Athens Stock Exchange. In addition, Optima bank had a dynamic presence in the corporate bonds and derivatives market where it received a relevant award from the Athens Stock Exchange for its contribution to the above market.
At the same time, the confidence of the market in Optima bank is also confirmed by the remarkable increase in deposits by 77.7%, reaching 1.34 billion euros at the end of 2021. The bank’s assets appear increased by 65.8% compared to in the previous financial year to 1.63 billion euros, while the total revenue for 2021 reached 52.57 million euros, increased by 235.6%. In the “explosion” of revenues, as well as in the general development of Optima bank, a significant contribution was made by the bank’s choice to invest in cutting-edge technologies, in order to offer its customers the best banking experience.
There were many distinctions for the bank in 2021. The most important award of all, however, is the recognition and reward from its customers themselves, which is proven by their very high level of satisfaction, which is reflected in the customer satisfaction index, which remained consistently above 85.
Among other things, the General Assembly approved the issuance of a convertible bond loan in the amount of 60 million euros to strengthen the capital adequacy ratio, a decision which essentially implements the strategy drawn up by the bank, taking into account the wider economic environment and market conditions. The aim of this decision is the further strengthening and development of the bank, which will allow it to support businesses and sustainable investment plans through financing, for the benefit of the economy and the country as a whole.
Finally, according to the data presented at the General Assembly of shareholders, Optima bank’s upward trajectory continues steadily in 2022. The branch network now consists of 26 branches (Athens, Thessaloniki, Corinth, Heraklion Crete and Larissa within the year), while for the first half of 2022, deposits exceed 1.76 billion euros, loans and guarantees reach 1.6 billion euros, while the bank’s assets have now exceeded 2.1 billion euros.
Source: Capital
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