The main banks in Spain have raised commissions on their accounts in recent months, which has forced many clients, who were not willing to pay more or to accept the new connection conditions, to look for alternatives. The Ministry of Consumer Affairs has recognized the right of consumers to maintain the original conditions of their […]
Tag: savings and consumption
Cancel your mortgage in the Registry before selling your apartment and you will save money
It is common for some sellers to finish paying their mortgages to the bank, but not cancel the debt in the Land Registry. What many probably do not know is that in order to sell a house it must appear completely free of charges and, to eliminate them, you have to do a procedure called […]
Mistakes to avoid when managing your finances as a couple
Properly managing the domestic economy is a key factor for the success of a love relationship. Having the same financial goals, sincerity and trust among the members of the relationship are crucial aspects to maintain a healthy family economy. What should be avoided? According to the experts of the financial comparator HelpMyCash.com, you should avoid […]
Consumption will prohibit the sale of cloth masks as hygienic
The Ministry of Consumer Affairs will sign an order this Thursday to regulate the market for hygienic masks, something that it had been working on for months. Among other novelties, they must have a filtration greater than 90% and those made of fabric cannot be sold as hygienic. In this order, which Alberto Garzon will […]
What questions to ask yourself before financing a purchase?
Today there are few things that cannot be paid in installments. With credit cards, with fast bank loans, with the financing offered by the stores themselves … The financing options are practically endless, explains the credit comparison tool HelpMyCash.com. Thanks to these options you can purchase large-value products and pay for them in affordable monthly […]
These are the cheapest mortgages you can take out in February
Banks are marketing the cheapest mortgages ever seen in Spain. And the fact is that the financial entities of our country need to earn money after spending a few very hard months due to the pandemic, so many try to encourage the contracting of loans for housing by lowering their interest. For those who want […]
How to know the price of your apartment in one click and for free
Price is a decisive factor when selling a property, but it is also a difficult figure to determine, especially in these times. The coronavirus has generated great uncertainty in the real estate market and this, inevitably, is affecting the value of the square meter in Spain. According to the appraiser Tinsa, in the last quarter […]
Bank portability: change bank and mobile operator
There may be multiple causes that motivate a change of entity, from new linkage requirements or a commission increase, until the existence of offers with much more advantageous characteristics available in other banks. However, the process of changing accounts and banks can be seen as somewhat tedious, since this change involves transferring the source of […]
Advantages of ‘online’ deposits that will convince you to hire them
For several years now, banks have been offering time deposits through the internet. However, these savings products have become a residual product for the majority of lifelong entities that either do not sell them or keep them in their catalogs with an interest of 0% APR or similar, they explain from the financial comparator HelpMyCash.com. […]
Why learn about index funds to start investing
Savings by Spanish families were higher last year. In the third quarter of 2020, the savings rate was 15.1%, according to data provided by the National Institute of Statistics. The restrictions and spending more time at home have contributed to this saving, but also the situation of uncertainty due to the coronavirus crisis has led […]