The main banks in Spain have increased commissions on their checking accounts in recent months or have tightened the conditions for not paying them. A trend that has made it clear that, for banks, making all your clients profitable is a priority and if they cannot do so by placing products such as mutual funds, […]
Tag: savings and consumption
The clear accounts: Why the electricity bill is higher in Spain
We are still pending the electricity bill in our country, and we also focus on the US and on the challenges of large technology companies such as Facebook, Apple or Amazon before the arrival of Joe Biden This week we are still pending the electricity bill. Spain is one of the countries where electricity rates […]
How to change banks a mortgage for free and save up to € 40,000 in interest
Between May and October 2020, more than 7,000 clients (40% more than in the same period of 2019) decided to change their mortgage bank to improve it and pay cheaper installments, according to data from the National Institute of Statistics. This shows the popularity that this operation has gained, to which many mortgages can still […]
The best cards with discounts to go on sale
The January sales are here and this year they will be the most digital in history. In the middle of the third wave of the coronavirus and with the capacity, surface and schedule restrictions that currently exist, one of the main options for consumers to take advantage of the sales is online shopping. In fact, […]
Retail sales plummet in November despite Black Friday
Neither Black Friday nor the Christmas campaign managed to encourage commerce last November, at the height of the second wave of the pandemic. Retail sales fell 5.8% in the aforementioned month compared to the same month in 2019. It, even though Spain was in the middle of the Black Friday campaign. Compared with the previous […]
Amazon stops selling single-use plastic items across the EU starting today
Amazon will stop selling single-use plastic items, such as drinking straws, cotton swabs, plates, cutlery and glasses made of this material starting this Monday in its virtual stores in the European union, UK and Turqua. Specifically, the electronic commerce giant sent a communication to its sellers last October, to which Europa Press had access, in […]
How to Take Advantage of the Christmas Lottery Jackpot
December 22 2.408 million euros will be distributed in prizes in the Extraordinary Christmas Draw in Spain. The greatest of all, Fat, It amounts to 328,000 euros to the tenth after paying taxes, an amount that would give the lucky ones the opportunity to plug holes, finish paying the mortgage, buy a new home, invest, […]
What documents do I need to sell my apartment?
Selling a home is not enough just to find a buyer. Signing the long-awaited deed of sale at a notary requires managing all the related paperwork. Some procedures are mandatory in all of Spain to sell, others are indispensable according to the situation or the town where the house is located and others, although not […]
What is the best account to direct the payroll?
It is common for banks to offer a series of attractive advantages to their clients with payroll, since directing a recurring source of income to an entity implies an inflow of funds on a regular basis month after month. For this reason, when choosing an account to direct the salary, it is advisable to bear […]
The ECB lifts the veto on banks and will allow them to distribute 15% of their profit as a dividend
The European Central Bank (ECB) has lifted the ban on the dividend distribution of banks that it established in the wake of the pandemic, although it limits them to 15% of the accumulated profit in 2019 and 2020, at least until September 2021. In addition, you must ¡N refrain from distributing dividends on account of […]