Fines from today for shops and businesses that do not accept electronic payments: ATMs and credit cards. There are those who say they do not have the Pos, who have broken it, who do not accept it below a certain amount. According to an estimate by the Codacons of 2021 “about 20% of merchants and artisans do not allow payments by cards”. The percentage is higher in Southern Italy and among professionals.
Today new rules arrive. Indeed yes anticipate rules that had already been programmed. The council of ministers approved a decree law to strengthen the implementation of the National Recovery and Resilience Plan for which the EU paid Italy the first installment of 21 billion euros.
Content
This content can also be viewed on the site it originates from.
Among the measures created to strengthen the fight against tax evasion, one of the Pnrr objectives, there is the early entry into force of the sanctions for those who do not use the Pos. Article 15 of the draft provides for the advance to 30 June, from 1 January 2023 originally established, of the entry into force of the double sanction to those who do not accept payments by debit or credit card: 30 euros plus 4% of the transaction value.
It applies to dozens of categories: artisans, bars, restaurateurs, shopkeepers, street vendors and many professionals from dentist to lawyer. He says no Confcommercio. “The spread of electronic payments must be pursued with the reduction of commissions and costs borne by consumers and businesses,” says the communiqué from the merchants. Assoutenti also says it: the costs related to the Pos charged to the merchants are high and the interbank commissions must be zeroed.
Favorable the Codacons. “This is a historic battle of the Codacons which for 8 years has been asking the Government and Parliament to provide for penalties for those shopkeepers who prevent their customers from paying with cards and ATMs,” says Carlo Rienzi. Consumer associations warn to be careful of the possible “excuses” given because the government provision says that the obligation to pay with the Pos is excluded in the event of objective technical impossibility: “The merchant who declares to have the Pos out of use is not liable to a penalty”. This could be a trick, but also the choice to limit the number of electronic payments accepted. Merchants and professionals, to comply with the law, can limit themselves to accepting even a single circuit and a single type of debit card and a single credit card.
The obligation to have a POS for electronic payments has existed since 2014, but there were no penalties for those who refused payments with cards and ATMs. There remains the demand of traders and consumers of cut fees on electronic payments. the tax authorities will ask for the mandatory sending of all transactions with digital currency.
The rules on traceability of payments establish a ban on cash payments exceeding € 1,999.99, From 2023 the threshold should rise to € 1,000, it had to do so already this year, but the rule has jumped. From € 2000 onwards, traceable systems such as non-transferable checks, wire transfers, credit or debit cards must be used.
– How to get along with everyone in the office
– Mobbing: how to recognize it and how to get out of it
Source: Vanity Fair
