THE indebtedness of Brazilian families with the financial system increased again in October, to 51.2%, from 50.4% in September (revised data), which sets a new record in the series, informed the Central Bank (BC) this Friday (28). ).
If real estate debts are discounted, indebtedness stood at 31.9% in October, compared to 31.3% in September (revised data).
In the last release, the BC informed the updating of the methodology for calculating household indebtedness and income commitment. Before the change, household indebtedness was at 59.9% through August, which was also the highest level in the series that was discontinued.
In December, the BC explained that the new methodology considers the Gross National Disposable Income of Households (RNDBF) restricted, instead of the Expanded Salary Mass Available (MSAD).
The new measure of family income includes resources received extraordinarily by families, such as the FGTS emergency withdrawal and emergency aid, and does not consider rent income, income distributed from companies to families and investment income.
According to the BC, the commitment of families’ income to the National Financial System (SFN) reached 27.9% in October, compared to 27.1% in September (revised data). Discounting real estate loans, the commitment to income was 25.6% in the tenth month, compared to 24.9% in September (revised data).
Reference: CNN Brasil