The Bank of Russia presented a project to introduce a “freezing period” for suspicious transactions with the digital ruble. Banks participating in the digital ruble platform will have to suspend such transfers for two days.

According to the Bank of Russia project, in the event of a transaction suspension, clients will have to re-confirm transaction orders. In turn, the regulator will check whether there is consent to the transfer with the possibility of refusing to complete the transaction.

The project provides for a requirement for banks participating in testing the digital ruble, even before concluding an agreement to open an account, to provide clients with recommendations on how to reduce the risks of suspicious transactions. If the transfer had signs of an operation without consent, the bank will have to give him instructions on how to reduce the risks of carrying out such a transaction again.

Conclusions on the project from representatives of the financial sector are accepted until the end of June of this year. If approved, the document will come into force ten days after publication, but not earlier than January 1, 2025.

Earlier, the Russian Ministry of Internal Affairs reported the emergence of a new fraudulent scheme, the creators of which blackmail victims with the digital ruble of the Central Bank and offer to transfer funds to a special account.