Tag: savings and consumption

Which Banks Do Not Charge You Commissions If You Become Unemployed

Which Banks Do Not Charge You Commissions If You Become Unemployed

In Spain there are already 4,008,789 unemployed, according to the latest data from the Ministry of Labor. Specifically, at the end of February, unemployment experienced an increase of 44,436 people with respect to the previous month. Domiciliating a payroll is usually a common requirement that banks impose on their users to avoid having to pay […]

When And How To Pay Personal Income Tax In 2021 For Selling A Flat

When And How To Pay Personal Income Tax In 2021 For Selling A Flat

The sale of a home is taxed on the capital gain obtained from the operation, that is, if, broadly speaking, the property has been sold for more money than it was purchased. When and how does it have to be declared? The income statement campaign begins in April, but the dates to be considered will […]

Can A Mortgage Broker Get A Better Mortgage?

Can A Mortgage Broker Get A Better Mortgage?

The mortgage business is no longer exclusive to banking. During the last few years, and especially in the last five years, a good number of new mortgage brokers have emerged. These are intermediary agencies specialized in obtaining financing at a good price for their clients. Now, do banks really offer more attractive conditions if the […]

The three most outstanding commission-free accounts of March

The three most outstanding commission-free accounts of March

Due to the increase in banking commissions throughout 2020, many affected customers have started to investigate which bank accounts allow free trading. Thanks to the data revealed by Google Trends, on which are the most frequent searches, it is possible to know which accounts without commissions are the most popular so far this year. According […]

Three reasons to have a credit card that is not from your bank

Three reasons to have a credit card that is not from your bank

Credit cards are very versatile tools that are used, mainly, to make purchases and pay them later, although they also have other advantages such as the possibility of use the free insurance included or get discounts and returns on purchases. As it is a financing product, explains the card comparer HelpMyCash.com, it is common for […]

Hiring a mortgage from an online bank is more comfortable … and cheaper?

Hiring a mortgage from an online bank is more comfortable … and cheaper?

Generally, when someone wants to finance the purchase of a property, they first think of going to a bank that has always been used for life. However, more and more potential buyers choose to take out a mortgage with an online bank such as Coinc, ING or EVO Banco. According to the financial comparator, it […]

Esmeralda Gómez, a financial expert determined that you live like a queen when you retire (and not as the State wants)

Esmeralda Gómez, a financial expert determined that you live like a queen when you retire (and not as the State wants)

She responds so confidently to everything you ask her that you are about to tell her about your life, or ask her to marry you. Already the title of his book, ‘Do you want to collect your pension?’ (ed. Alienta), so direct, it puts you on tension. You want to answer “no!”, And what she […]

Is investing with a ‘robbery advisor’ cheaper?

Is investing with a ‘robbery advisor’ cheaper?

Technology can be a very useful tool if you want to start investing with little money and have low-cost advice. The development of automated managers or robo advisors makes it possible to invest in a diversified way in mutual funds of global managers and with low commissions. From the financial comparator they explain the main […]

The Alimentaria show at Fira de Barcelona is postponed again until April 2022 due to the coronavirus crisis

The Alimentaria show at Fira de Barcelona is postponed again until April 2022 due to the coronavirus crisis

Fira de Barcelona and the food industry sector have agreed to postpone the celebration of the show Food, scheduled for next May, until April 2022 due to the difficulties arising from the coronavirus crisis. The institution has reported that next year “a more favorable situation is foreseen for the participation of national and international companies […]

How to include foreign deposits in the 2021 income tax return

How to include foreign deposits in the 2021 income tax return

What foreign deposits are more profitable than national brand ones it is no secret. It is only necessary to see how some entities such as Bankia offer them in their catalog at 0%, while banks such as ING have withdrawn them from their catalog or others, such as WiZink, have reduced their profitability considerably. Against […]